Boat Finance and Loans

Low Rate Finance from 8.99%

We can offer low rate boat finance to approved customers. Call 02-9622-0222 for more information.

Boat Finance

Buying a boat? Family Boats has become something of an expert in the area of boat loans, for pleasure or business. So whether you want a personal boat loan or a business/charter boat loan, we can search amongst our many lenders for the solution that’s right for you. Then we’ll process the application and manage the whole process to make marine finance easier, so you won’t be left waiting in queues.

When considering whether a particular boat loan is right for you, ask yourself how long you are likely to keep the boat? Will it be purely a pleasure boat, or could there be some business use? In evaluating one marine finance proposal over another, Family Boats can make you aware of obligations like your minimum commitments, the boat loan’s security and any special conditions which apply.

Let our dedicated finance managers look after your boat loan requirements, they will find you the best loan to suit you. They will get you approved generally within 24 hours, it’s fast and all applications are accepted.


Here’s what lenders are looking for when approving a loan:

  1. Your capacity to meet repayment based on your income.
  2. For 100% finance you need to prove that you have ‘tangible’ net worth, i.e. equity in property or investments. Our financiers do not want a mortgage, but will simply want to feel comfortable that you have the ability to make good any shortfall between the second hand value of the boat and the amount owed.
  3. A good credit history.
  4. Stable employment and income


Call us on 02-9622-0222 to discuss a boat and finance package to suit you. You may be on the water as soon as next weekend!